Different health insurance systems depending on the type of work
Health Insurance
Health insurance is a system that provides equal access to clinical solutions for all individuals in danger of illness or injury. It was decided that "all residents must register with the health insurance system" so they would not be able to receive clinical solutions even if their incomes were reduced. However, there are actually 3 types of systems that must be implemented depending on the design of the function and the individual situation, and the benefits you can receive will vary depending on the type of health insurance system you follow.
The health insurance system can be roughly divided into 3
There are 3 types of health insurance that must be registered by residents.
1. "Health insurance" for white-collar workers and civil slaves
Health insurance is for individuals who help companies such as white-collar workers. The company mainly acts as a window to the house to perform various treatments, but actually this health insurance is not operated by one place. There are 3 more types depending on where you run your health insurance system.
Union Health Insurance
If there are many large companies or team companies that can run their own health insurance system, each creates a "union" and runs its own system. Looking at the health insurance card, the issuer says "Health Insurance Card". Some unions have their own arrangements and fixes (these are called "additional benefits") regarding support rules for when to pay money.
Japanese Health Insurance Organization
Usually, if you are assisting a small or medium-sized business, you must obtain health insurance operated by the "Japan Health Insurance Organization".
Various mutual aid organizations
Health insurance for workers of national, local and private institutions is carried out by their specialized mutual assistance organizations.
This system is also available to individuals and relatives who work based on it. Other benefits beyond receiving clinical therapy include "injury and illness benefits" that you can receive if you are unable to work due to injury or illness, or "birth benefits" that you can receive during your treatment. lost after delivery. there is.
2. "National Health Insurance" for self-employed
Those without health insurance will get "National Health Insurance operated by the prefectures and municipalities. For example, self-employed individuals are a common example. However, also if you are helping a business but the company itself does not have health insurance, you will also have national health insurance. Also, if you're not based on your family and you can't get health insurance too at the company you're helping, you can get National Health Insurance.
Because there is no term "dependent" in the National Health Insurance, for example if the husband has the National Health Insurance, also if there is a spouse of a full-time housewife, each partner must get the National Health Insurance.
Also, unlike "health insurance" held by corporate workers and civil slaves, National Health Insurance does not have a system of injury and illness allocation and maternity allocation.
The National Health Insurance fee is calculated in innings according to the previous year's income.
In addition, there is also a "National Health Insurance Organization" which consists of the same type of industry in the National Health Insurance, and the benefits may vary slightly.
3. "Clinical system for seniors 75 years and over"
Also if you have "health insurance" or "national health insurance", they will all switch to "clinical insurance for seniors" at age 75. As a basic guideline, city bosses oversee maintenance and inquiries.
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